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Bridge Loans

Limit disruptions of day-to-day activities caused by insolvent financial institutions

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Call: (980)938-5169

Email: info@financialbondandbridge.com

Bridge Loans

Loan Limits

When solvency issues arise at a financial institution, depositors begin withdrawing their deposits. This puts further stress on the financial institution as they are forced to sell assets (often at a loss) to meet withdrawal demand, leading to failure of the financial institution. Once failure occurs, the FDIC/NCUA takes over the financial institution and tries to make deposit insurance payments within two business days but may take longer if additional documentation is required. It can be months from when solvency issues first arise at a financial institution until the financial institution fails, causing disruptions and uncertainty in the depositors' typical activities. Our bridge loans help clients bridge this gap, limiting disruptions and providing peace of mind. Bridge loan limit examples are below. These limits are maximum limits and exclude interest, risk, and collateral.

Supplemental Deposit Insurance Policy Holders:

Limited to FDIC/NCUA coverage plus supplemental deposit insurance coverage

- FDIC/NCUA Coverage: $250,000

- Supplemental Deposit Insurance Coverage: $100,000

- Bridge Loan Limit: $350,000

 

Non-Policy Holders:

Limited to FDIC/NCUA coverage limit

- FDIC/NCUA Coverage Limit: $250,000

- Supplemental Deposit Insurance Coverage: $0

-Bridge Loan Limit: $250,000

Our bridge loans will help you bridge financial gaps associated with insolvent financial institutions. It is important to get enough loan to cover your typical activities. Every situation is different, and we are here to assist you in choosing the right loan amount to meet your needs. Contact us or start a quote to see how we can meet your needs.

Bridge Loans

Learn More

Products Information

Get in touch?

Call: (980)938-5169

Email: info@financialbondandbridge.com

Benefits

Bridge Loans:

In the unfortunate event that a financial institution fails, there may be a period of disruption and uncertainty while depositors wait for their funds to be returned or transferred. Our bridge loans can provide temporary financial assistance during this transition period, ensuring that you have access to necessary funds while the situation is being resolved.

Peace of Mind:

When solvency issues arise at your chosen financial institution, it can create uncertainty and disrupt your day-to-day operations. By having our supplemental deposit insurance in place, you can have peace of mind knowing that your funds are safeguarded, allowing you to focus on your core activities without worrying about potential losses. Furthermore, you can request customers to be insured as a way to ensure payment from customers whose bank may become insolvent.

Alleviate Withdrawal Stress:

A bank or credit union failure can lead to increased withdrawal requests from depositors, putting additional strain on the financial institution. By offering supplemental deposit insurance, we help alleviate this stress by providing an alternative option for depositors to protect their funds, reducing the burden on the failing institution.

Learn More

Products Information

Get in touch?

Call: (980)938-5169

Email: info@financialbondandbridge.com

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